money management

How to Save Money and Invest on a Budget in Kenya (2025 Guide)

Are you tired of living paycheck to paycheck while watching your hard-earned shillings disappear before the month ends? You’re not alone. In Kenya’s current economic climate, the ability to save money in Kenya has become more crucial than ever for achieving financial stability and building wealth. Whether you’re a young professional in Nairobi, a small […]

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Kuda vs Opay: Which Digital Bank Is Best for Nigerians in 2025?

Nigeria’s fintech revolution is transforming how millions of people manage their money, with digital banking leading the charge across Africa’s most populous nation. As the continent’s leader in digital payments, Nigeria has embraced cutting-edge technology, with platforms built on robust frameworks like JavaScript, React, and React Native enabling fast, scalable, and cross-platform applications. This comprehensive

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Best Ways to Convert Crypto to Naira and Withdraw to Nigerian Banks

Nigeria has emerged as a major player in global cryptocurrency adoption, ranking second behind India in 2023 and 2024. Between July 2023 and June 2024, the country processed $59 billion worth of crypto transactions, a figure expected to increase significantly in 2025. This popularity is largely driven by the need to cope with Naira devaluation,

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Top 5 Digital Wallets in Nigeria (2025 Update)

The Dawn of Cashless Payments in Nigeria: Your Complete Guide to Digital Wallets in 2025 The global mobile wallet market is projected to double by 2025 compared to 2020, marking a crucial transition toward a cashless society. Nigeria stands at the forefront of this digital revolution, with digital wallets in Nigeria transforming how millions conduct

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The Rise of Mobile Payments in Nigeria (2025): Impact on SMEs, Banks & the Economy

The pace of use of mobile payments in Nigeria has accelerated by 2025, driven by the spread of financial technology and rising reliance on smartphones. This year is a turning point, as these digital solutions have become a vital factor in supporting small businesses, stimulating banks to innovate, and contributing to the growth of the

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Smart budget for a small family: How to spend less and save more?

In light of increasing economic challenges, the ability to manage the family budget has become an essential skill for every family, especially small families seeking to achieve a balance between income and expenses. Setting a smart budget does not necessarily mean reducing quality of life, but rather it is an art of how to spend

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