money management

Here’s a sobering reality: only 17% of Kenyans have adequate retirement savings to maintain their current lifestyle after retiring. This statistic from the Kenya Association of Retirement Benefits Schemes reveals a retirement crisis that’s quietly unfolding across the nation. While many Kenyans focus on immediate financial needs, the future remains uncertain for those unprepared for […]

Table of Contents Introduction The digital lending landscape in Kenya has undergone remarkable transformation, with loan apps in Kenya 2025 becoming an integral part of the country’s financial ecosystem. Since 2020, the mobile lending sector has experienced unprecedented growth, driven by increased smartphone penetration, improved internet connectivity, and a growing demand for accessible financial services

Digital credit Kenya has revolutionized the country’s financial landscape, transforming how millions of Kenyans access financial services. This innovative approach to lending leverages mobile technology and data analytics to provide instant loans through smartphones, making credit accessible to previously underserved populations. At the heart of this transformation lies Kenya’s robust mobile money ecosystem, anchored by

The rising cost of living in Kenya has pushed many families to their financial breaking point. From expensive fuel prices to increased food costs, Kenyans are borrowing more than ever before—whether through mobile loan apps, Saccos, or even informal lenders. If you’re struggling with multiple debts and wondering how to get out of debt in

The cost of living in Kenya continues to rise, making smart financial management more crucial than ever. With M-Pesa transactions exceeding KES 30 trillion annually and mobile banking adoption reaching 96% of the adult population, Kenyans are already embracing digital financial solutions. The next logical step? Using budget tracking apps in Kenya to take control

Kenya’s digital economy has experienced unprecedented growth, positioning the country as a global leader in mobile payment innovation. With over 90% of the adult population having access to mobile money services, Mobile Wallets in Kenya have revolutionized how businesses and individuals conduct financial transactions. This transformation has been particularly significant for Small Business Owners Kenya,

Managing Your Finances in Kenya’s Digital Era Kenya stands as a leader in digital financial services, with an impressive 83% of its population using mobile financial services. The ubiquitous integration of M-Pesa, boasting over 30 million users, has revolutionized daily transactions across the country. Despite this advancement, many Kenyans—from young professionals to entrepreneurs (“hustlers”) and

Are you tired of living paycheck to paycheck while watching your hard-earned shillings disappear before the month ends? You’re not alone. In Kenya’s current economic climate, the ability to save money in Kenya has become more crucial than ever for achieving financial stability and building wealth. Whether you’re a young professional in Nairobi, a small

Nigeria’s fintech revolution is transforming how millions of people manage their money, with digital banking leading the charge across Africa’s most populous nation. As the continent’s leader in digital payments, Nigeria has embraced cutting-edge technology, with platforms built on robust frameworks like JavaScript, React, and React Native enabling fast, scalable, and cross-platform applications. This comprehensive

Diversification is one of the most important principles in investing  and one of the easiest to get wrong. In simple terms, it means not putting all your money in one place. A well-diversified portfolio can help reduce risk, smooth out market ups and downs, and increase your chances of long-term success. In this article, we’ll break